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Testimonials

Hi Melissa, We were contacted by AFPS two years ago and were intrigued by what they had to say. We were visited by a consultant, I cannot for the life of me remember his name right at this minute, I'm sure that five minutes after I send this, it will come to me. I do recall it was a French sounding name, but I digress. I remember that we were sitting around our dining table and became enthusiastically engaged in a conversation about property investment. Now this wasn't the type of thing we often discussed around the table, and to be honest, as much as we would have liked to be in a position to jump into the investment pond, we didn't feel we were financially able. The consultant discussed the options we had available and suggested we come in to see the rest of team. So we did, and it's fair to say, we haven't looked back since.

From Treasha's warm and welcoming reassurance to Rob's enthusiasm for embracing possibilities, we walked way from our initial meeting confident that in time, we would be able to do what we never thought possible. At that stage, we were toying with the idea of starting a family and after seeing the numbers and having the theory behind it explained to me I was happy and confident we could invest. My wife however, wasn't so sure and we found that Treasha's care and attitude regarding our situation helped us understand which would be the most appropriate course of action for us to take. So, we were advised to wait a while, which we did. I have to add that in the subsequent months, Treasha kept a welcome and watchful eye on us, to make sure we weren't straying too far from our saving goals.

Six months later, we came in to the office to attend a catch up session. It was this day that changed our lives. Treasha, as always, was warm and reassuring and took great care to know where we were at, and not just financially. While we were discussing our savings plan, Rob burst into the room, his face beaming triumphantly and waved what looked like property plans in front of us. Admittedly, we were swept up in his excitement and learned that a property was coming up that suited our needs and situation perfectly. Treasha and Andrew (whom I've yet to mention, but have untold respect for) went through the figures and gave us two big thumbs up and Rob whisked us away to see the site. We liked what we saw and came back to the office and signed the papers. The ensuing weeks we dealt extensively with Andrew, who made the purchase as smooth as can be, and are now, the proud owners of our first investment property.

From day one, the AFPS experience has been rewarding, engaging and very satisfactory. We were taken in by their warmth and understanding of individual cases and the needs of each family and tailored their solution explicitly for us. Their knowledge of the industry is immense and their customer service and attention to detail is superb. In fact, we were / are so happy with how we've been looked after, that we've recommended AFPS to our family and friends, two of which have also joined the ride. We'd like to thank everyone at the AFPS team for taking the time to understand our needs and treat us accordingly and not just like a possible commission.

They helped us understand the principles behind investment and wealth creation using property, giving us confidence to take the first step in achieving our dream.

We are in it for the long haul now, happy and confident to have the guys at AFPS guiding our way and standing by our side.

E and V Vukovic (28th March 2008)

“After anguish over the thought of investing in real estate for the past 2-3 years we have finally been able to take that step and ultimately change our lives for the better because of your guidance, information and outstanding service we have been given from AFPS”

  T Collins

Hi Melissa, I am just writing to let you know how happy Ros and I were with the service and advice we received from everybody at AFPS.

When we went for our initial interview with Treasha I felt sure that I didn’t wish to invest in real estate. I had in my mind that I wanted to purchase a share portfolio as I didn’t want to borrow $X and pay back the loan that goes with it. After speaking with Treasha for a short time she had shown me the benefits of investing in real estate over a share portfolio. Basically, I could borrow much more to invest in real estate and therefore the return should be greater overall and all for only $Y per week from my pocket.

Ros and I were convinced and the next step was to buy a property. This was a painless exercise too. We decided on a unit, which was almost complete, in Malvern. AFPS took care of the bank for us. I was amazed that we didn’t even have to go to the bank once. The Unit was ours with no fuss at all.

Treasha had estimated that the rent would be about $Z per week and that real estate in this area should rise about A% per year. You can imagine our surprise when the real estate firm said they had found tenants, before we actually owned it, for $X per week. We also read in the paper that real estate in Malvern has risen substantially more that 5% in the past year. AFPS also suggested we ask the tax office to get our tax return each pay, instead of at the end of the year, which helps immensely with our cash flow.

Then it was tax time, (July 07). We went to our accountant and gave him all the papers. He told us he was very impressed in the way in which our finances were structured (thanks to AFPS). We are comforted to know that if anyone of our immediate family wishes help to do the same then AFPS will give advice to them free of charge. Ros and I are due for a financial check up and are looking forward to catching up with Treasha soon.

I am happy for AFPS to use my testimonial above, should they wish to do so.

Kind Regards,

M Argent (11th February 2008)

I am writing this letter to explain how happy and comforted both my wife and I are now that this investment strategy is in place and operating the way you explained it would. We are most impressed with our investment property and new banking system. Reducing my tax bill is something I should have done long ago”

M & S Merry

Hi Melissa, "My relationship with AFPS started with a chance marketing call one night in 2007, passed to me by my girlfriend in the garage. Meet with much skepticism, I asked many difficult questions (I am a Business Analyst after all) and eventually decided this was an offer that seemed worth exploring, even if I said 'No thanks'.

After visiting AFPS, it became clear how I could 'take the next step' towards a positive decision for my future financial security. Which to be honest has always been a big scary monster to date.

I was explained in 'Plain English' how AFPS could assist with the management of properties, personal finance (including help with my current house mortgage) to the acquisition of suitable property in great depth. This was done so well, I had the confidence of being able to re-explain this to others and most importantly, I had financial figures that could be verified with my own accountant (very important, as I had had an investment go very bad in the past).

I feel very confident in AFPS and respect the way their staff have helped with all aspects and stages of the property acquisition, growth, rental management and personal finances. And most importantly to me, the ongoing level of communication. AFPS they care, they are interested in you, not just your financial growth; I can always pick up the phone and speak to someone if needed. I am also not the easiest person to stay in touch with, but this has been done very well by AFPS.

I am now personally paying off my own home with more security, thanks to AFPS help with my house mortgage arrangements and have my first rental property on the way. Something I thought (if ever) would be years off yet, even with dedicated saving and hard work.

I would more than recommend AFPS to others, to help understand the proven benefits of the long-term approach to investing in property. AFPS offer a service without the hassle of directly managing property investment, meaning pitfalls are avoided and you are left free to live life. My goal of making progress towards my future financial security now seems more than ever, something that is 'doable' not a second job!."

Regards,

D Jackson (27th March 2008)

“I was referred to you by a work colleague who bought an investment property through you…..His recommendations do not come easily as he has been investing in property with no assistance for years, as such I jumped after hearing his comments. I found the entire process of purchasing, investing and refinancing my loans to be easier than when I established my mortgage the first time round. Thank you for your guidance and support throughout the entire process and I look forward to our next purchase”

T Hardaway

Hi Treasha, ‘ I am writing to let you know, that I purchased my investment property over 18 months now, and there is no doubt in my mind, that I had done the right thing. I cannot believe that I didn’t act on this earlier, as always was interested in investments at a younger age. Oh well, its never too late.

From the time of walking in the doors of AFPS, to the time I left, I can say that I have never felt so comfortable with my finances and investment that I purchased. Yes, I left with contracts signed of my new apartment, without a doubt in my mind. As I have been extremely cautious with typical finance managers and real estate agents, I have always been careful with making such decisions.

It has now been over 18 months now, and still all is moving smoothly and efficiently, as it has been from the beginning.

I would like to say that if you have not had the pleasure of meeting the team @ AFPS, stop right now, and pick up the phone. You definitely will not regret it, I promise you. Whether you decide to buy an investment property or just refinance, they will definitely be of a great advantage to you...

Like to say thanks again to the team @ AFPS, and look forward to many more properties to purchase, and all my financial solutions to the best they could possibly be...

I BETTER STOP NOW, AS I CAN GO ALL DAY...

S Angelakos (24 May 2008)

“It has been over six months now since we purchased our property from you, and to be honest unless someone brings it up in conversation we don’t even realise we own an investment property. As you promised everything has just worked”

S Scott

Hi Melissa, I could write a significant document on my great experience with AFPS but will summarise by saying the following.

“I just can't believe how easy it was to purchase an investment property that is making me a great return. I did not know that making money by investing in property could be so simple. I did nothing but pick my property and then sign paperwork. Nasser and his whole team did all the work. I had to go nowhere else and I did not have to worry about anything. It is easy to make promises but what really counts is what is actually done. Doing is the evidence. Well the AFPS team said it all and did it all. The best part is that instead of paying tax to the Government a significant amount of it is going to my loan. I can't wait to do it again."

I am happy to have prospective customers call me for verbal confirmation.

R Dal Bon (27th March 2008)

“Entering the world of investment property, mortgage refinancing and future wealth building for the first time can be daunting experience for novices. Particularly when you come from a ‘middle income’ family background... You need someone who is calm, astute to your concerns and prepared to continue to go over the technicalities. My wife and I would like to thank AFPS for providing us with the guidance and assistance that has enabled us to have the confidence to take ownership of our financial future”

T & S Leanne


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